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AVERAGE PREMIUMS FOR HOMEOWNERS AND RENTERS INSURANCE, UNITED STATES,
1999-2005

Year	Homeowners (1)	Percent change	Renters (2)	Percent change
1999	$488	1.5%	$171	0.6%
2000	508	4.1	175	2.3
2001	536	5.5	178	1.7
2002	593	10.6	186	4.5
2003	668	12.6	192	3.2
2004	729	9.1	195	1.6
2005	764	4.8	193	-1.0
(1) Based on the HO-3 homeowner package policy for owner-occupied dwellings, 1 to 4 family units. Provides "all risks" coverage (except those specifically excluded in the policy) on buildings and broad named-peril coverage on personal property, and is the most common package written. (2) Based on the HO-4 renters insurance policy for tenants. Includes broad named-peril coverage for the personal property of tenants.